The capital behind
the skyline.
Acquisition, refinance, bridge, and ground-up construction financing from $500K to $25M — institutional terms, decisions in days, closings in weeks.
- $500B+
- U.S. CRE financed yearly
- 20%
- of CRE loans mature in 2025
- Up to 80%
- typical max LTV
- 30–45 days
- to close a bridge loan
Sources: Mortgage Bankers Association, Select Commercial, C-Loans · figures as of 2025–26.
The approach
Most lenders open a file and start counting reasons to say no. We start with the asset, the rent roll, and the date you have to close — then structure the capital to make it happen.
Keystone is a commercial real estate capital desk in the Selective Capital network. One desk structures your deal and matches it across the network’s capital sources, so the answer comes from the people who can actually give it — a term sheet in 48 hours, not a committee in six weeks.
Capital for every stage of the hold.
Acquisition
Purchase stabilized office, retail, industrial, and mixed-use assets.
Purchase stabilized office, retail, industrial, and mixed-use assets.
Refinance & cash-out
Lower your rate or pull equity out of a property you already hold.
Lower your rate or pull equity out of a property you already hold.
Bridge
Short-term capital to reposition, stabilize, or move before the window closes.
Short-term capital to reposition, stabilize, or move before the window closes.
Ground-up construction
Fund development and major rehab on a structured draw schedule.
Fund development and major rehab on a structured draw schedule.
Multifamily
Acquisition and refinance for 5+ unit apartment and build-to-rent assets.
Acquisition and refinance for 5+ unit apartment and build-to-rent assets.
Bridge capital
When the clock is the deal.
A seller’s deadline, an expiring rate lock, a property the bank can’t move fast enough on. Bridge capital from Keystone is built for the moment certainty matters more than anything.
- Term sheet in 48 hours, close in as few as 10 days
- Interest-only payments while you execute the plan
- Up to 80% of cost on value-add and reposition deals
Borrowers come back for the way we close.
One desk owns the file
Keystone structures the deal and matches it across the Selective Capital network's sources. No relay of approvals — the desk that prices it is the desk that answers for it.
Certainty over the lowest teaser
A rate you can't close on is worth nothing. We quote terms we stand behind, and we close what we quote.
Real estate is all we do
Office, retail, industrial, multifamily, mixed-use. We underwrite the asset on its merits, including the story behind it.
One desk, start to close
You work with the principal who priced your deal — not a relay of analysts who've never seen the building.
One desk. One answer.
Joseph Snado, founder of the Selective Capital business-funding network, holds the file. The person who underwrites your deal is the person on the phone — a term sheet or a straight pass, stated plainly.
- Call
- (561) 915-1002
Four steps. Weeks, not quarters.
Submit the deal
Send the address, the rent roll, and what you're trying to do. Five minutes — no portal gymnastics.
Term sheet in 48 hours
We price it and send real terms: amount, leverage, rate, and structure you can take to the table.
Diligence in parallel
Appraisal, title, and third-party reports run at once while we keep the deal moving, not waiting.
Close & fund
Sign and fund — often inside 14 days, with one point of contact the entire way through.
Why borrowers leave the bank for us.
The honest comparison: a single desk against the committee shuffle and the middleman.
Sources: C-Loans, Select Commercial · figures as of 2025–26.
Beyond the property
One relationship, the whole capital stack.
Real estate is where we start. When the rest of the business needs capital, you already know who to call.
Equipment financing
Finance the build-out, systems, and machinery a property and its tenants run on.
Business line of credit
Revolving working capital to cover operating costs between rent collections.
SBA 504 / owner-occupied
Long-term, low-down financing when your business occupies 51%+ of the building.
Term loans
Fixed lump-sum capital for renovation, expansion, or a partner buyout.
The things borrowers ask first.
All questionsWhat property types do you finance?
Office, retail, industrial and warehouse, multifamily (5+ units), mixed-use, self-storage, and select hospitality. If it produces income, we'll look at it.
How large are your loans?
Most deals run from $500,000 to $25 million, with bridge and construction facilities up to $40 million. Smaller and larger requests are considered case by case.
How fast can you actually close?
A term sheet typically lands within 48 hours of a complete submission. Bridge deals can fund in as few as 10 days; permanent loans usually close in three to five weeks.
Are your loans recourse or non-recourse?
Both are available. Non-recourse is common on stabilized assets at conservative leverage; bridge and construction facilities often carry a completion or carve-out guaranty.
Let’s underwrite your deal.
Send us the property and the plan. You’ll have a real term sheet — not a maybe — within two business days.